acko bike insurance or acko insurance bike,Two Wheeler Insurance

acko bike insurance

acko bike insurance or Two Wheeler Insurance

Types of Bike Insurance Policies on ACKO

our bike insurance plans cover different types of two wheelers such as motorcycles, mopeds, scooters, and more.

Third-party Bike Insurance Plan

Third party Bike Insurance is mandatory in India. It protects you against financial liability if you accidentally damage someone else’s vehicle or property or injure someone in an accident. However, it doesn’t offer financial protection against damages or losses to your bike.

Comprehensive Bike Insurance Plan

A Comprehensive Bike Insurance covers everything that Third-party insurance covers, and also covers losses or damages to your two-wheeler in case of an accident, theft, fire, natural calamities (floods, earthquakes), riots, or strikes.

Personal Accident Cover (PA Cover)

It is an additional cover to enhance your bike insurance plan. It is mandatory by law to own a PA Cover in India. While your bike insurance policy covers damages to your bike, the PA Cover provides financial protection in the event of disability/death while riding a two-wheeler.

Key Features of ACKO’s Bike Insurance


PremiumBike insurance plans starting at Rs. 482*
Own Damage CoverAvailable under Comprehensive Bike Insurance Plan
Damages to Third-partyCovered
Personal Accident CoverAvailable. Cover up to Rs. 15 lacs for permanent disability/death while riding
Claim Settlement Ratio95% for FY20-21
Claims Settlement ProcessQuick, paperless, cashless, and stress-free. Instant claim settlements for minor damages (Within 2 hours)
Buying/Renewal ProcessInstant, 100% digitally-driven and super-easy
Bike Insurance

Is ACKO insurance good for bike

There are various factors that attract the customers towards buying insurance policy from Acko, such as: It assures to provide the insurance at the best price every time. It provides a wide range of offers and discounts while paying bike insurance online. It is very convenient to get your insurance online.

Is ACKO insurance valid

Is ACKO car insurance good? ACKO has a good claim settlement ratio of 129%. The claims for minor damages are paid in less than two hours. These features make Acko a very popular choice among insurance buyers.

Why is ACKO so cheap?

The company also has a significantly low count of sales branches. In a nutshell, Acko incurs very less expenses. The savings are passed on to customers like you, pitching lowest of premiums for the best of insurance plans.

How does ACKO insurance work?

Car insurance protects you from financial losses incurred due to car damages/losses in events such as – accidents, thefts, fire, natural disasters, or third-party liabilities. In return for a premium, the insurer (in this case ACKO) will pay for the car damages as per the policy’s terms and conditions.

How do I claim ACKO insurance?

You can log in to your account on or ACKO app to register your claim against the policy. You can also call our toll-free number: 1800 266 2256, or you can email us at

Is 3rd Party Insurance enough for bike?

✔ Limited coverage: Although mandated under the Motor Law to ease financial grievances of the two-wheeler owner, Third Party insurance coverage is not enough. In case of any mishap (accident, fires, theft), a Third Party insurance policy does not cover damages or losses incurred by your bike.